Call reports 2022
CENTRAL BANK AND TRUST — 2022
What CENTRAL BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 218,568,000 | 216,817,000 | 221,464,000 | 227,916,000 |
| Total loans | 99,953,000 | 103,209,000 | 107,097,000 | 111,728,000 |
| Allowance for loan losses | 1,138,000 | 1,138,000 | 1,138,000 | 1,137,000 |
| Securities available for sale | 25,406,000 | 25,170,000 | 24,529,000 | 24,793,000 |
| Securities held to maturity | 72,582,000 | 77,514,000 | 77,601,000 | 75,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,612,000 | 201,981,000 | 207,206,000 | 213,328,000 |
| Interest-bearing deposits | 140,567,000 | 145,445,000 | 149,516,000 | 149,017,000 |
| Noninterest-bearing deposits | 63,045,000 | 56,536,000 | 57,690,000 | 64,311,000 |
| Equity capital | 14,800,000 | 14,652,000 | 14,153,000 | 14,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 3,004,000 | 4,683,000 | 6,437,000 |
| Interest expense | 60,000 | 124,000 | 187,000 | 248,000 |
| Net interest income | 1,358,000 | 2,880,000 | 4,496,000 | 6,189,000 |
| Noninterest income | 178,000 | 400,000 | 563,000 | 708,000 |
| Noninterest expense | 1,124,000 | 2,289,000 | 3,436,000 | 4,961,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 412,000 | 991,000 | 1,623,000 | 1,936,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 991,000 | 1,623,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,736,000 | 15,823,000 | 15,901,000 | 16,016,000 |
| Total capital | 16,874,000 | 16,961,000 | 17,039,000 | 17,153,000 |
| Risk-weighted assets | 100,543,000 | 106,868,000 | 108,474,000 | 111,331,000 |