Call reports 2021
CENTRAL BANK AND TRUST — 2021
What CENTRAL BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 204,756,000 | 203,087,000 | 210,651,000 | 211,998,000 |
| Total loans | 109,339,000 | 109,007,000 | 105,093,000 | 100,614,000 |
| Allowance for loan losses | 1,163,000 | 1,163,000 | 1,163,000 | 1,141,000 |
| Securities available for sale | 44,592,000 | 38,588,000 | 29,485,000 | 29,230,000 |
| Securities held to maturity | 20,202,000 | 42,357,000 | 69,301,000 | 69,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,690,000 | 187,188,000 | 192,091,000 | 196,229,000 |
| Interest-bearing deposits | 129,892,000 | 126,354,000 | 130,469,000 | 136,399,000 |
| Noninterest-bearing deposits | 58,798,000 | 60,834,000 | 61,622,000 | 59,830,000 |
| Equity capital | 15,959,000 | 15,714,000 | 15,646,000 | 15,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 3,696,000 | 5,106,000 | 6,562,000 |
| Interest expense | 59,000 | 117,000 | 180,000 | 242,000 |
| Net interest income | 2,024,000 | 3,579,000 | 4,926,000 | 6,320,000 |
| Noninterest income | 235,000 | 612,000 | 831,000 | 1,090,000 |
| Noninterest expense | 1,066,000 | 2,178,000 | 3,297,000 | 4,710,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 1,193,000 | 2,013,000 | 2,460,000 | 3,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,193,000 | 2,013,000 | 2,460,000 | 3,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,016,000 | 15,749,000 | 15,625,000 | 15,864,000 |
| Total capital | 17,108,000 | 16,912,000 | 16,788,000 | 17,005,000 |
| Risk-weighted assets | 87,291,000 | 93,364,000 | 96,459,000 | 98,152,000 |