Call reports 2020
CENTRAL BANK AND TRUST — 2020
What CENTRAL BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 155,059,000 | 176,994,000 | 191,798,000 | 201,196,000 |
| Total loans | 97,880,000 | 115,528,000 | 116,532,000 | 103,489,000 |
| Allowance for loan losses | 851,000 | 947,000 | 1,011,000 | 1,162,000 |
| Securities available for sale | 43,758,000 | 41,829,000 | 43,718,000 | 50,521,000 |
| Securities held to maturity | 2,953,000 | 2,453,000 | 453,000 | 453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,560,000 | 160,832,000 | 176,038,000 | 185,609,000 |
| Interest-bearing deposits | 97,924,000 | 113,031,000 | 125,423,000 | 131,053,000 |
| Noninterest-bearing deposits | 41,636,000 | 47,801,000 | 50,615,000 | 54,556,000 |
| Equity capital | 15,397,000 | 16,013,000 | 15,584,000 | 15,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,654,000 | 3,994,000 | 5,583,000 | 7,123,000 |
| Interest expense | 88,000 | 166,000 | 244,000 | 304,000 |
| Net interest income | 1,566,000 | 3,828,000 | 5,339,000 | 6,819,000 |
| Noninterest income | 258,000 | 683,000 | 879,000 | 1,333,000 |
| Noninterest expense | 1,040,000 | 2,141,000 | 3,190,000 | 4,747,000 |
| Provision for loan losses | 50,000 | 250,000 | 250,000 | 415,000 |
| Pretax income | 741,000 | 2,287,000 | 2,945,000 | 3,157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 741,000 | 2,287,000 | 2,945,000 | 3,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,167,000 | 15,822,000 | 15,454,000 | 15,367,000 |
| Total capital | 16,018,000 | 16,769,000 | 16,465,000 | 16,529,000 |
| Risk-weighted assets | 89,580,000 | 89,178,000 | 81,849,000 | 85,667,000 |