Call reports 2019
CENTRAL BANK AND TRUST — 2019
What CENTRAL BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 151,629,000 | 152,372,000 | 153,297,000 | 159,053,000 |
| Total loans | 96,824,000 | 98,158,000 | 94,502,000 | 96,041,000 |
| Allowance for loan losses | 697,000 | 751,000 | 749,000 | 744,000 |
| Securities available for sale | 42,809,000 | 42,967,000 | 42,075,000 | 49,103,000 |
| Securities held to maturity | 1,659,000 | 2,421,000 | 3,121,000 | 3,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,850,000 | 135,934,000 | 138,088,000 | 143,492,000 |
| Interest-bearing deposits | 95,128,000 | 94,832,000 | 97,297,000 | 100,862,000 |
| Noninterest-bearing deposits | 39,722,000 | 41,102,000 | 40,791,000 | 42,630,000 |
| Equity capital | 14,673,000 | 14,882,000 | 15,157,000 | 15,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,309,000 | 4,994,000 | 6,645,000 |
| Interest expense | 79,000 | 161,000 | 258,000 | 347,000 |
| Net interest income | 1,532,000 | 3,148,000 | 4,736,000 | 6,298,000 |
| Noninterest income | 199,000 | 510,000 | 793,000 | 2,424,000 |
| Noninterest expense | 1,293,000 | 2,460,000 | 3,524,000 | 4,866,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 200,000 |
| Pretax income | 438,000 | 1,098,000 | 1,905,000 | 3,656,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 438,000 | 1,098,000 | 1,905,000 | 3,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,971,000 | 14,957,000 | 15,206,000 | 15,558,000 |
| Total capital | 15,668,000 | 15,708,000 | 15,955,000 | 16,302,000 |
| Risk-weighted assets | 97,142,000 | 93,497,000 | 91,064,000 | 91,938,000 |