Call reports 2018
CENTRAL BANK AND TRUST — 2018
What CENTRAL BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 150,938,000 | 149,607,000 | 144,204,000 | 150,957,000 |
| Total loans | 96,274,000 | 98,879,000 | 94,994,000 | 94,028,000 |
| Allowance for loan losses | 1,006,000 | 912,000 | 904,000 | 701,000 |
| Securities available for sale | 45,249,000 | 40,898,000 | 38,872,000 | 42,583,000 |
| Securities held to maturity | 397,000 | 397,000 | 397,000 | 397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,871,000 | 133,024,000 | 128,459,000 | 134,874,000 |
| Interest-bearing deposits | 91,520,000 | 90,069,000 | 91,573,000 | 97,527,000 |
| Noninterest-bearing deposits | 36,351,000 | 42,955,000 | 36,886,000 | 37,347,000 |
| Equity capital | 13,518,000 | 13,448,000 | 13,589,000 | 14,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 3,042,000 | 4,610,000 | 6,210,000 |
| Interest expense | 68,000 | 139,000 | 207,000 | 279,000 |
| Net interest income | 1,401,000 | 2,903,000 | 4,403,000 | 5,931,000 |
| Noninterest income | 208,000 | 418,000 | 612,000 | 858,000 |
| Noninterest expense | 1,392,000 | 3,053,000 | 4,249,000 | 5,858,000 |
| Provision for loan losses | 100,000 | 100,000 | 326,000 | 326,000 |
| Pretax income | 117,000 | 168,000 | 440,000 | 605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 168,000 | 440,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,207,000 | 14,200,000 | 14,368,000 | 14,534,000 |
| Total capital | 15,213,000 | 15,112,000 | 15,272,000 | 15,235,000 |
| Risk-weighted assets | 96,932,000 | 99,141,000 | 94,069,000 | 91,693,000 |