Call reports 2016
CENTRAL BANK AND TRUST — 2016
What CENTRAL BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 156,941,000 | 154,062,000 | 154,534,000 | 167,363,000 |
| Total loans | 100,633,000 | 97,288,000 | 96,060,000 | 91,381,000 |
| Allowance for loan losses | 975,000 | 1,007,000 | 1,033,000 | 910,000 |
| Securities available for sale | 47,659,000 | 45,715,000 | 45,659,000 | 46,972,000 |
| Securities held to maturity | 476,000 | 476,000 | 476,000 | 476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,784,000 | 131,038,000 | 131,531,000 | 144,897,000 |
| Interest-bearing deposits | 98,753,000 | 91,320,000 | 90,069,000 | 105,268,000 |
| Noninterest-bearing deposits | 35,031,000 | 39,718,000 | 41,462,000 | 39,629,000 |
| Equity capital | 14,546,000 | 14,370,000 | 14,296,000 | 13,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 2,995,000 | 4,490,000 | 5,955,000 |
| Interest expense | 70,000 | 139,000 | 212,000 | 285,000 |
| Net interest income | 1,412,000 | 2,856,000 | 4,278,000 | 5,670,000 |
| Noninterest income | 252,000 | 633,000 | 911,000 | 930,000 |
| Noninterest expense | 912,000 | 1,947,000 | 2,971,000 | 4,155,000 |
| Provision for loan losses | 25,000 | 60,000 | 100,000 | 135,000 |
| Pretax income | 727,000 | 1,482,000 | 2,118,000 | 2,310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 727,000 | 1,482,000 | 2,118,000 | 2,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,532,000 | 14,298,000 | 14,237,000 | 14,429,000 |
| Total capital | 15,507,000 | 15,305,000 | 15,270,000 | 15,339,000 |
| Risk-weighted assets | 100,433,000 | 97,632,000 | 97,289,000 | 93,759,000 |