Call reports 2015
CENTRAL BANK AND TRUST — 2015
What CENTRAL BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 159,072,000 | 158,830,000 | 161,656,000 | 158,375,000 |
| Total loans | 95,953,000 | 95,273,000 | 97,222,000 | 98,055,000 |
| Allowance for loan losses | 952,000 | 953,000 | 1,003,000 | 978,000 |
| Securities available for sale | 44,557,000 | 47,535,000 | 47,644,000 | 47,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,251,000 | 136,029,000 | 138,681,000 | 135,575,000 |
| Interest-bearing deposits | 97,084,000 | 93,747,000 | 98,864,000 | 97,924,000 |
| Noninterest-bearing deposits | 39,167,000 | 42,282,000 | 39,817,000 | 37,651,000 |
| Equity capital | 14,150,000 | 14,138,000 | 14,287,000 | 14,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,953,000 | 4,460,000 | 5,995,000 |
| Interest expense | 83,000 | 164,000 | 240,000 | 314,000 |
| Net interest income | 1,366,000 | 2,789,000 | 4,220,000 | 5,681,000 |
| Noninterest income | 257,000 | 543,000 | 812,000 | 1,062,000 |
| Noninterest expense | 1,003,000 | 2,093,000 | 3,112,000 | 4,420,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 683,000 | 1,302,000 | 1,933,000 | 2,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 683,000 | 1,302,000 | 1,933,000 | 2,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,277,000 | 14,266,000 | 14,287,000 | 14,391,000 |
| Total capital | 15,229,000 | 15,218,000 | 15,290,000 | 15,369,000 |
| Risk-weighted assets | 92,269,000 | 97,765,000 | 100,850,000 | 100,340,000 |