Call reports 2014
CENTRAL BANK AND TRUST — 2014
What CENTRAL BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 153,864,000 | 162,861,000 | 152,730,000 | 153,324,000 |
| Total loans | 87,734,000 | 95,232,000 | 95,712,000 | 95,545,000 |
| Allowance for loan losses | 975,000 | 954,000 | 951,000 | 953,000 |
| Securities available for sale | 48,720,000 | 49,077,000 | 48,453,000 | 48,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,867,000 | 135,379,000 | 124,749,000 | 130,753,000 |
| Interest-bearing deposits | 97,290,000 | 99,455,000 | 88,770,000 | 91,370,000 |
| Noninterest-bearing deposits | 30,577,000 | 35,924,000 | 35,979,000 | 39,383,000 |
| Equity capital | 13,308,000 | 13,782,000 | 13,837,000 | 13,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,884,000 | 4,344,000 | 5,879,000 |
| Interest expense | 95,000 | 191,000 | 283,000 | 371,000 |
| Net interest income | 1,282,000 | 2,693,000 | 4,061,000 | 5,508,000 |
| Noninterest income | 248,000 | 753,000 | 1,064,000 | 1,291,000 |
| Noninterest expense | 1,070,000 | 2,275,000 | 3,242,000 | 4,509,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 460,000 | 1,171,000 | 1,883,000 | 2,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 1,171,000 | 1,883,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,931,000 | 14,025,000 | 14,180,000 | 14,187,000 |
| Total capital | 14,906,000 | 14,979,000 | 15,131,000 | 15,140,000 |
| Risk-weighted assets | 88,273,000 | 95,441,000 | 95,384,000 | 94,972,000 |