Call reports 2013
CENTRAL BANK AND TRUST — 2013
What CENTRAL BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,798,000 | 161,210,000 | 160,413,000 | 160,929,000 |
| Total loans | 89,331,000 | 92,421,000 | 93,026,000 | 87,393,000 |
| Allowance for loan losses | 1,008,000 | 1,015,000 | 1,018,000 | 968,000 |
| Securities available for sale | 61,885,000 | 56,803,000 | 56,947,000 | 49,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,261,000 | 135,101,000 | 130,764,000 | 137,164,000 |
| Interest-bearing deposits | 101,766,000 | 101,561,000 | 97,318,000 | 102,990,000 |
| Noninterest-bearing deposits | 34,495,000 | 33,540,000 | 33,446,000 | 34,174,000 |
| Equity capital | 14,461,000 | 13,398,000 | 13,420,000 | 13,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,509,000 | 3,038,000 | 4,615,000 | 6,095,000 |
| Interest expense | 119,000 | 239,000 | 358,000 | 468,000 |
| Net interest income | 1,390,000 | 2,799,000 | 4,257,000 | 5,627,000 |
| Noninterest income | 359,000 | 859,000 | 1,216,000 | 1,473,000 |
| Noninterest expense | 1,062,000 | 2,273,000 | 3,575,000 | 4,891,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 687,000 | 1,385,000 | 1,898,000 | 2,209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 687,000 | 1,385,000 | 1,898,000 | 2,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,230,000 | 14,286,000 | 14,126,000 | 13,894,000 |
| Total capital | 15,238,000 | 15,301,000 | 15,144,000 | 14,862,000 |
| Risk-weighted assets | 93,753,000 | 94,906,000 | 95,487,000 | 89,479,000 |