Call reports 2011
CENTRAL BANK AND TRUST — 2011
What CENTRAL BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 154,753,000 | 158,468,000 | 159,213,000 | 149,976,000 |
| Total loans | 79,620,000 | 77,977,000 | 78,090,000 | 78,915,000 |
| Allowance for loan losses | 934,000 | 969,000 | 1,039,000 | 1,030,000 |
| Securities available for sale | 59,992,000 | 64,484,000 | 67,359,000 | 57,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,288,000 | 131,417,000 | 132,580,000 | 127,608,000 |
| Interest-bearing deposits | 108,253,000 | 105,849,000 | 103,425,000 | 99,459,000 |
| Noninterest-bearing deposits | 25,035,000 | 25,568,000 | 29,155,000 | 28,149,000 |
| Equity capital | 15,679,000 | 16,310,000 | 16,047,000 | 13,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,835,000 | 3,593,000 | 5,290,000 | 6,936,000 |
| Interest expense | 262,000 | 513,000 | 739,000 | 926,000 |
| Net interest income | 1,573,000 | 3,080,000 | 4,551,000 | 6,010,000 |
| Noninterest income | 180,000 | 437,000 | 555,000 | 800,000 |
| Noninterest expense | 1,225,000 | 2,401,000 | 3,537,000 | 4,873,000 |
| Provision for loan losses | 0 | 35,000 | 110,000 | 110,000 |
| Pretax income | 528,000 | 1,081,000 | 1,459,000 | 1,827,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 528,000 | 1,081,000 | 1,459,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,285,000 | 16,158,000 | 15,788,000 | 13,163,000 |
| Total capital | 17,219,000 | 17,127,000 | 16,822,000 | 14,193,000 |
| Risk-weighted assets | 83,556,000 | 83,254,000 | 82,733,000 | 83,060,000 |