Call reports 2010
CENTRAL BANK AND TRUST — 2010
What CENTRAL BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 152,344,000 | 156,470,000 | 164,122,000 | 156,249,000 |
| Total loans | 82,344,000 | 84,262,000 | 81,443,000 | 80,671,000 |
| Allowance for loan losses | 953,000 | 882,000 | 926,000 | 1,041,000 |
| Securities available for sale | 53,406,000 | 54,667,000 | 58,548,000 | 63,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,479,000 | 137,935,000 | 146,155,000 | 139,392,000 |
| Interest-bearing deposits | 110,973,000 | 115,025,000 | 116,068,000 | 117,851,000 |
| Noninterest-bearing deposits | 22,506,000 | 22,910,000 | 30,087,000 | 21,541,000 |
| Equity capital | 17,505,000 | 17,204,000 | 17,050,000 | 16,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 3,902,000 | 5,731,000 | 7,548,000 |
| Interest expense | 283,000 | 602,000 | 906,000 | 1,208,000 |
| Net interest income | 1,742,000 | 3,300,000 | 4,825,000 | 6,340,000 |
| Noninterest income | 107,000 | 345,000 | 1,006,000 | 1,303,000 |
| Noninterest expense | 1,209,000 | 2,326,000 | 3,608,000 | 5,109,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 450,000 |
| Pretax income | 640,000 | 1,319,000 | 1,939,000 | 2,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 640,000 | 1,319,000 | 1,939,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,233,000 | 16,804,000 | 16,645,000 | 16,614,000 |
| Total capital | 18,186,000 | 17,686,000 | 17,571,000 | 17,655,000 |
| Risk-weighted assets | 86,841,000 | 86,788,000 | 84,180,000 | 84,334,000 |