Call reports 2009
CENTRAL BANK AND TRUST — 2009
What CENTRAL BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 95,810,000 | 98,814,000 | 145,924,000 | 157,348,000 |
| Total loans | 49,876,000 | 54,305,000 | 86,862,000 | 83,426,000 |
| Allowance for loan losses | 483,000 | 490,000 | 1,004,000 | 1,038,000 |
| Securities available for sale | 33,544,000 | 33,260,000 | 46,686,000 | 47,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,351,000 | 89,640,000 | 125,901,000 | 137,335,000 |
| Interest-bearing deposits | 66,415,000 | 70,333,000 | 102,107,000 | 112,883,000 |
| Noninterest-bearing deposits | 19,936,000 | 19,307,000 | 23,794,000 | 24,452,000 |
| Equity capital | 7,676,000 | 7,859,000 | 18,464,000 | 18,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,398,000 | 4,486,000 | 6,376,000 |
| Interest expense | 200,000 | 399,000 | 678,000 | 965,000 |
| Net interest income | 1,000,000 | 1,999,000 | 3,808,000 | 5,411,000 |
| Noninterest income | 136,000 | 302,000 | 9,157,000 | 9,354,000 |
| Noninterest expense | 833,000 | 1,534,000 | 2,649,000 | 4,238,000 |
| Provision for loan losses | 20,000 | 40,000 | 565,000 | 615,000 |
| Pretax income | 283,000 | 727,000 | 9,751,000 | 9,912,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 727,000 | 9,751,000 | 9,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,454,000 | 7,503,000 | 17,986,000 | 18,154,000 |
| Total capital | 7,937,000 | 7,993,000 | 18,990,000 | 19,192,000 |
| Risk-weighted assets | 50,228,000 | 52,754,000 | 87,025,000 | 87,071,000 |