Call reports 2008
CENTRAL BANK AND TRUST — 2008
What CENTRAL BANK AND TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 101,350,000 | 102,578,000 | 94,749,000 | 101,466,000 |
| Total loans | 50,583,000 | 48,090,000 | 49,996,000 | 49,602,000 |
| Allowance for loan losses | 373,000 | 371,000 | 439,000 | 470,000 |
| Securities available for sale | 40,947,000 | 39,948,000 | 37,966,000 | 38,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,111,000 | 92,777,000 | 84,555,000 | 91,075,000 |
| Interest-bearing deposits | 73,691,000 | 74,119,000 | 67,468,000 | 73,365,000 |
| Noninterest-bearing deposits | 17,420,000 | 18,658,000 | 17,087,000 | 17,710,000 |
| Equity capital | 8,004,000 | 7,665,000 | 7,858,000 | 8,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 2,918,000 | 4,296,000 | 5,630,000 |
| Interest expense | 468,000 | 792,000 | 1,088,000 | 1,336,000 |
| Net interest income | 1,047,000 | 2,126,000 | 3,208,000 | 4,294,000 |
| Noninterest income | 150,000 | 313,000 | 471,000 | 606,000 |
| Noninterest expense | 614,000 | 1,306,000 | 1,988,000 | 2,850,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 110,000 |
| Pretax income | 583,000 | 1,133,000 | 1,638,000 | 1,967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,133,000 | 1,638,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,742,000 | 7,772,000 | 7,894,000 | 7,623,000 |
| Total capital | 8,115,000 | 8,143,000 | 8,333,000 | 8,093,000 |
| Risk-weighted assets | 51,613,000 | 51,396,000 | 51,300,000 | 51,176,000 |