Call reports 2007
CENTRAL BANK AND TRUST — 2007
What CENTRAL BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 100,343,000 | 106,283,000 | 103,294,000 | 99,608,000 |
| Total loans | 52,461,000 | 53,198,000 | 49,764,000 | 48,734,000 |
| Allowance for loan losses | 400,000 | 390,000 | 377,000 | 385,000 |
| Securities available for sale | 37,732,000 | 42,366,000 | 45,027,000 | 41,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,109,000 | 97,607,000 | 93,986,000 | 89,868,000 |
| Interest-bearing deposits | 76,091,000 | 18,201,000 | 75,345,000 | 72,246,000 |
| Noninterest-bearing deposits | 16,018,000 | 79,406,000 | 18,641,000 | 17,622,000 |
| Equity capital | 6,341,000 | 6,632,000 | 7,241,000 | 7,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,500,000 | 3,148,000 | 4,859,000 | 6,427,000 |
| Interest expense | 609,000 | 1,324,000 | 2,049,000 | 2,649,000 |
| Net interest income | 891,000 | 1,824,000 | 2,810,000 | 3,778,000 |
| Noninterest income | 141,000 | 281,000 | 434,000 | 606,000 |
| Noninterest expense | 512,000 | 1,044,000 | 1,608,000 | 2,340,000 |
| Provision for loan losses | 35,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 485,000 | 1,021,000 | 1,596,000 | 2,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 485,000 | 1,021,000 | 1,596,000 | 2,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,313,000 | 6,628,000 | 7,150,000 | 7,558,000 |
| Total capital | 6,713,000 | 7,018,000 | 7,527,000 | 7,943,000 |
| Risk-weighted assets | 50,194,000 | 51,407,000 | 46,660,000 | 47,047,000 |