Call reports 2006
CENTRAL BANK AND TRUST — 2006
What CENTRAL BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 86,951,000 | 84,093,000 | 82,477,000 | 88,355,000 |
| Total loans | 51,655,000 | 50,900,000 | 51,450,000 | 51,527,000 |
| Allowance for loan losses | 389,000 | 405,000 | 443,000 | 565,000 |
| Securities available for sale | 24,800,000 | 25,427,000 | 23,717,000 | 24,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,005,000 | 77,070,000 | 75,082,000 | 80,694,000 |
| Interest-bearing deposits | 65,639,000 | 61,912,000 | 58,821,000 | 63,847,000 |
| Noninterest-bearing deposits | 14,366,000 | 15,158,000 | 16,261,000 | 16,847,000 |
| Equity capital | 5,452,000 | 5,618,000 | 5,940,000 | 6,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,528,000 | 3,860,000 | 5,270,000 |
| Interest expense | 401,000 | 874,000 | 1,374,000 | 1,887,000 |
| Net interest income | 828,000 | 1,654,000 | 2,486,000 | 3,383,000 |
| Noninterest income | 129,000 | 268,000 | 408,000 | 554,000 |
| Noninterest expense | 469,000 | 954,000 | 1,461,000 | 2,062,000 |
| Provision for loan losses | 30,000 | 75,000 | 105,000 | 225,000 |
| Pretax income | 458,000 | 893,000 | 1,328,000 | 1,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 458,000 | 893,000 | 1,328,000 | 1,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,479,000 | 5,623,000 | 5,904,000 | 6,027,000 |
| Total capital | 5,868,000 | 6,028,000 | 6,347,000 | 6,592,000 |
| Risk-weighted assets | 46,982,000 | 46,197,000 | 46,825,000 | 47,809,000 |