Call reports 2002
CENTRAL BANK AND TRUST — 2002
What CENTRAL BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 50,444,000 | 59,411,000 | 62,321,000 | 59,276,000 |
| Total loans | 25,661,000 | 27,402,000 | 29,852,000 | 32,063,000 |
| Allowance for loan losses | 274,000 | 274,000 | 284,000 | 288,000 |
| Securities available for sale | 17,511,000 | 23,293,000 | 27,587,000 | 22,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,586,000 | 53,942,000 | 55,111,000 | 53,557,000 |
| Interest-bearing deposits | 37,815,000 | 44,344,000 | 46,932,000 | 43,701,000 |
| Noninterest-bearing deposits | 7,771,000 | 9,598,000 | 8,179,000 | 9,856,000 |
| Equity capital | 3,886,000 | 4,222,000 | 4,676,000 | 4,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,451,000 | 2,262,000 | 3,040,000 |
| Interest expense | 170,000 | 362,000 | 598,000 | 803,000 |
| Net interest income | 528,000 | 1,089,000 | 1,664,000 | 2,237,000 |
| Noninterest income | 115,000 | 240,000 | 360,000 | 485,000 |
| Noninterest expense | 376,000 | 789,000 | 1,196,000 | 1,643,000 |
| Provision for loan losses | 77,000 | 77,000 | 87,000 | 103,000 |
| Pretax income | 190,000 | 463,000 | 1,161,000 | 1,396,000 |
| Income tax | -77,000 | -77,000 | -77,000 | -77,000 |
| Net income | 267,000 | 540,000 | 1,238,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,789,000 | 3,819,000 | 4,417,000 | 4,166,000 |
| Total capital | 4,063,000 | 4,093,000 | 4,701,000 | 4,454,000 |
| Risk-weighted assets | 23,940,000 | 26,394,000 | 29,353,000 | 30,005,000 |