Call reports 2001
CENTRAL BANK AND TRUST — 2001
What CENTRAL BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,345,000 | 46,260,000 | 50,815,000 | 50,540,000 |
| Total loans | 30,530,000 | 25,720,000 | 26,894,000 | 26,440,000 |
| Allowance for loan losses | 203,000 | 204,000 | 205,000 | 207,000 |
| Securities available for sale | 13,293,000 | 12,948,000 | 17,035,000 | 17,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,799,000 | 40,349,000 | 45,936,000 | 45,740,000 |
| Interest-bearing deposits | 32,648,000 | 33,128,000 | 36,097,000 | 36,789,000 |
| Noninterest-bearing deposits | 7,151,000 | 7,221,000 | 9,839,000 | 8,951,000 |
| Equity capital | 3,691,000 | 3,780,000 | 3,656,000 | 3,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,808,000 | 2,594,000 | 3,344,000 |
| Interest expense | 370,000 | 721,000 | 1,011,000 | 1,230,000 |
| Net interest income | 486,000 | 1,087,000 | 1,583,000 | 2,114,000 |
| Noninterest income | 95,000 | 235,000 | 342,000 | 461,000 |
| Noninterest expense | 436,000 | 861,000 | 1,256,000 | 1,721,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 3,000 |
| Pretax income | 160,000 | 476,000 | 683,000 | 866,000 |
| Income tax | 41,000 | 137,000 | 195,000 | 240,000 |
| Net income | 119,000 | 339,000 | 488,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,566,000 | 3,686,000 | 3,535,000 | 3,522,000 |
| Total capital | 3,769,000 | 3,890,000 | 3,740,000 | 3,729,000 |
| Risk-weighted assets | 22,836,000 | 23,454,000 | 25,038,000 | 23,811,000 |