Call reports 2018
MILLENNIUM BANK — 2018
What MILLENNIUM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 35,541,000 | 33,961,000 | 32,669,000 |
| Total loans | 31,431,000 | 30,094,000 | 29,187,000 |
| Allowance for loan losses | 398,000 | 369,000 | 371,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 170,000 | 170,000 | 170,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 27,918,000 | 26,326,000 | 25,015,000 |
| Interest-bearing deposits | 23,474,000 | 22,414,000 | 21,264,000 |
| Noninterest-bearing deposits | 4,444,000 | 3,912,000 | 3,751,000 |
| Equity capital | 4,800,000 | 4,858,000 | 4,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 391,000 | 787,000 | 1,165,000 |
| Interest expense | 63,000 | 125,000 | 205,000 |
| Net interest income | 328,000 | 662,000 | 960,000 |
| Noninterest income | 22,000 | 42,000 | 64,000 |
| Noninterest expense | 262,000 | 546,000 | 798,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 |
| Pretax income | 88,000 | 148,000 | 216,000 |
| Income tax | 6,000 | 8,000 | 11,000 |
| Net income | 82,000 | 140,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 4,800,000 | 4,858,000 | 4,923,000 |
| Total capital | 5,156,000 | 5,193,000 | 5,248,000 |
| Risk-weighted assets | 28,454,000 | 26,840,000 | 25,961,000 |