Call reports 2017
MILLENNIUM BANK — 2017
What MILLENNIUM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 34,534,000 | 34,002,000 | 35,235,000 | 34,404,000 |
| Total loans | 28,372,000 | 29,878,000 | 29,631,000 | 31,271,000 |
| Allowance for loan losses | 398,000 | 398,000 | 398,000 | 398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 170,000 | 170,000 | 170,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,792,000 | 27,231,000 | 28,432,000 | 27,658,000 |
| Interest-bearing deposits | 23,031,000 | 23,104,000 | 23,782,000 | 23,510,000 |
| Noninterest-bearing deposits | 4,761,000 | 4,127,000 | 4,650,000 | 4,148,000 |
| Equity capital | 4,709,000 | 4,756,000 | 4,822,000 | 4,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 741,000 | 1,135,000 | 1,535,000 |
| Interest expense | 52,000 | 106,000 | 165,000 | 229,000 |
| Net interest income | 310,000 | 635,000 | 970,000 | 1,306,000 |
| Noninterest income | 16,000 | 21,000 | 38,000 | 59,000 |
| Noninterest expense | 267,000 | 546,000 | 830,000 | 1,090,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 110,000 | 178,000 | 275,000 |
| Income tax | 2,000 | 6,000 | 8,000 | 9,000 |
| Net income | 57,000 | 104,000 | 170,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,709,000 | 4,756,000 | 4,822,000 | 4,918,000 |
| Total capital | 5,028,000 | 5,085,000 | 5,161,000 | 5,265,000 |
| Risk-weighted assets | 25,506,000 | 26,327,000 | 27,093,000 | 27,786,000 |