Call reports 2015
MILLENNIUM BANK — 2015
What MILLENNIUM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,505,000 | 34,090,000 | 36,109,000 | 35,703,000 |
| Total loans | 30,223,000 | 30,803,000 | 30,970,000 | 30,351,000 |
| Allowance for loan losses | 396,000 | 396,000 | 407,000 | 472,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 170,000 | 170,000 | 170,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,268,000 | 28,206,000 | 29,049,000 | 28,745,000 |
| Interest-bearing deposits | 24,842,000 | 23,917,000 | 24,130,000 | 23,852,000 |
| Noninterest-bearing deposits | 4,426,000 | 4,289,000 | 4,919,000 | 4,893,000 |
| Equity capital | 4,629,000 | 4,696,000 | 4,773,000 | 4,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 384,000 | 776,000 | 1,189,000 | 1,579,000 |
| Interest expense | 40,000 | 80,000 | 125,000 | 170,000 |
| Net interest income | 344,000 | 696,000 | 1,064,000 | 1,409,000 |
| Noninterest income | 14,000 | 37,000 | 62,000 | 90,000 |
| Noninterest expense | 311,000 | 614,000 | 914,000 | 1,210,000 |
| Provision for loan losses | 35,000 | 37,000 | 48,000 | 113,000 |
| Pretax income | 12,000 | 82,000 | 164,000 | 176,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 12,000 | 82,000 | 164,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,629,000 | 4,696,000 | 4,773,000 | 4,771,000 |
| Total capital | 5,012,000 | 5,083,000 | 5,113,000 | 5,109,000 |
| Risk-weighted assets | 30,593,000 | 30,929,000 | 27,113,000 | 26,872,000 |