Call reports 2013
MILLENNIUM BANK — 2013
What MILLENNIUM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 35,139,000 | 34,199,000 | 34,646,000 | 33,013,000 |
| Total loans | 28,027,000 | 28,061,000 | 28,650,000 | 29,352,000 |
| Allowance for loan losses | 329,000 | 329,000 | 339,000 | 342,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 170,000 | 170,000 | 170,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,464,000 | 28,470,000 | 28,849,000 | 27,315,000 |
| Interest-bearing deposits | 25,642,000 | 24,535,000 | 24,419,000 | 23,753,000 |
| Noninterest-bearing deposits | 3,822,000 | 3,935,000 | 4,430,000 | 3,562,000 |
| Equity capital | 4,866,000 | 4,946,000 | 5,035,000 | 5,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 375,000 | 751,000 | 1,135,000 | 1,522,000 |
| Interest expense | 50,000 | 98,000 | 140,000 | 181,000 |
| Net interest income | 325,000 | 653,000 | 995,000 | 1,341,000 |
| Noninterest income | 32,000 | 68,000 | 105,000 | 134,000 |
| Noninterest expense | 267,000 | 551,000 | 831,000 | 1,107,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 13,000 |
| Pretax income | 90,000 | 170,000 | 259,000 | 355,000 |
| Income tax | 0 | 0 | 0 | 17,000 |
| Net income | 90,000 | 170,000 | 259,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,866,000 | 4,946,000 | 5,035,000 | 5,011,000 |
| Total capital | 5,195,000 | 5,275,000 | 5,374,000 | 5,339,000 |
| Risk-weighted assets | 25,865,000 | 28,500,000 | 26,380,000 | 26,241,000 |