Call reports 2012
MILLENNIUM BANK — 2012
What MILLENNIUM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 34,239,000 | 34,651,000 | 34,329,000 | 33,384,000 |
| Total loans | 28,012,000 | 27,665,000 | 29,157,000 | 28,515,000 |
| Allowance for loan losses | 328,000 | 327,000 | 328,000 | 329,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 171,000 | 171,000 | 170,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,756,000 | 28,242,000 | 28,592,000 | 27,836,000 |
| Interest-bearing deposits | 25,395,000 | 25,292,000 | 25,424,000 | 24,967,000 |
| Noninterest-bearing deposits | 3,361,000 | 2,950,000 | 3,168,000 | 2,869,000 |
| Equity capital | 4,602,000 | 4,745,000 | 4,882,000 | 4,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 871,000 | 1,305,000 | 1,729,000 |
| Interest expense | 74,000 | 137,000 | 200,000 | 255,000 |
| Net interest income | 367,000 | 734,000 | 1,105,000 | 1,474,000 |
| Noninterest income | 33,000 | 68,000 | 110,000 | 144,000 |
| Noninterest expense | 270,000 | 524,000 | 799,000 | 1,099,000 |
| Provision for loan losses | 4,000 | 4,000 | 5,000 | 5,000 |
| Pretax income | 126,000 | 274,000 | 411,000 | 514,000 |
| Income tax | 0 | 0 | 0 | 9,000 |
| Net income | 126,000 | 274,000 | 411,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,602,000 | 4,745,000 | 4,882,000 | 4,776,000 |
| Total capital | 4,930,000 | 5,072,000 | 5,210,000 | 5,105,000 |
| Risk-weighted assets | 26,009,000 | 25,767,000 | 26,667,000 | 24,726,000 |