Call reports 2011
MILLENNIUM BANK — 2011
What MILLENNIUM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,536,000 | 30,635,000 | 32,329,000 | 32,244,000 |
| Total loans | 23,622,000 | 25,219,000 | 26,904,000 | 28,283,000 |
| Allowance for loan losses | 291,000 | 306,000 | 315,000 | 324,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,830,000 | 24,817,000 | 26,389,000 | 26,934,000 |
| Interest-bearing deposits | 21,327,000 | 21,939,000 | 23,074,000 | 24,213,000 |
| Noninterest-bearing deposits | 3,503,000 | 2,878,000 | 3,315,000 | 2,721,000 |
| Equity capital | 4,117,000 | 4,228,000 | 4,344,000 | 4,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 809,000 | 1,236,000 | 1,689,000 |
| Interest expense | 78,000 | 155,000 | 238,000 | 315,000 |
| Net interest income | 311,000 | 654,000 | 998,000 | 1,374,000 |
| Noninterest income | 54,000 | 112,000 | 167,000 | 223,000 |
| Noninterest expense | 272,000 | 547,000 | 821,000 | 1,106,000 |
| Provision for loan losses | 20,000 | 35,000 | 44,000 | 54,000 |
| Pretax income | 73,000 | 184,000 | 300,000 | 437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 184,000 | 300,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,117,000 | 4,228,000 | 4,344,000 | 4,476,000 |
| Total capital | 4,408,000 | 4,534,000 | 4,659,000 | 4,800,000 |
| Risk-weighted assets | 23,048,000 | 24,232,000 | 25,456,000 | 26,307,000 |