Call reports 2010
MILLENNIUM BANK — 2010
What MILLENNIUM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 25,931,000 | 25,362,000 | 28,056,000 | 28,685,000 |
| Total loans | 20,139,000 | 20,521,000 | 22,703,000 | 22,912,000 |
| Allowance for loan losses | 237,000 | 237,000 | 257,000 | 271,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,706,000 | 19,062,000 | 21,669,000 | 23,105,000 |
| Interest-bearing deposits | 16,933,000 | 16,966,000 | 18,265,000 | 20,347,000 |
| Noninterest-bearing deposits | 2,773,000 | 2,096,000 | 3,404,000 | 2,758,000 |
| Equity capital | 3,850,000 | 3,912,000 | 3,988,000 | 4,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 713,000 | 1,101,000 | 1,500,000 |
| Interest expense | 87,000 | 170,000 | 255,000 | 341,000 |
| Net interest income | 270,000 | 543,000 | 846,000 | 1,159,000 |
| Noninterest income | 69,000 | 130,000 | 186,000 | 236,000 |
| Noninterest expense | 261,000 | 514,000 | 772,000 | 1,055,000 |
| Provision for loan losses | 51,000 | 60,000 | 80,000 | 94,000 |
| Pretax income | 27,000 | 99,000 | 180,000 | 246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 99,000 | 180,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,850,000 | 3,912,000 | 3,988,000 | 4,044,000 |
| Total capital | 4,087,000 | 4,149,000 | 4,245,000 | 4,315,000 |
| Risk-weighted assets | 20,670,000 | 20,198,000 | 22,447,000 | 21,842,000 |