Call reports 2009
MILLENNIUM BANK — 2009
What MILLENNIUM BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 19,696,000 | 21,052,000 | 22,564,000 | 24,690,000 |
| Total loans | 14,369,000 | 17,344,000 | 18,378,000 | 18,691,000 |
| Allowance for loan losses | 142,000 | 170,000 | 183,000 | 186,000 |
| Securities available for sale | 306,000 | 303,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,824,000 | 16,193,000 | 16,871,000 | 18,479,000 |
| Interest-bearing deposits | 13,280,000 | 14,318,000 | 14,846,000 | 16,061,000 |
| Noninterest-bearing deposits | 1,544,000 | 1,875,000 | 2,025,000 | 2,418,000 |
| Equity capital | 3,758,000 | 3,752,000 | 3,770,000 | 3,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 575,000 | 910,000 | 1,254,000 |
| Interest expense | 91,000 | 184,000 | 282,000 | 376,000 |
| Net interest income | 173,000 | 391,000 | 628,000 | 878,000 |
| Noninterest income | 42,000 | 97,000 | 150,000 | 214,000 |
| Noninterest expense | 253,000 | 503,000 | 762,000 | 1,020,000 |
| Provision for loan losses | 5,000 | 34,000 | 47,000 | 50,000 |
| Pretax income | -43,000 | -49,000 | -31,000 | 22,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -43,000 | -49,000 | -31,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,758,000 | 3,752,000 | 3,770,000 | 3,823,000 |
| Total capital | 3,900,000 | 3,922,000 | 3,953,000 | 4,009,000 |
| Risk-weighted assets | 14,682,000 | 17,236,000 | 18,198,000 | 19,076,000 |