Call reports 2016
LOGAN COUNTY BANK — 2016
What LOGAN COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 80,275,000 | 82,240,000 | 83,063,000 | 82,504,000 |
| Total loans | 27,624,000 | 29,198,000 | 29,317,000 | 29,959,000 |
| Allowance for loan losses | 722,000 | 717,000 | 716,000 | 370,000 |
| Securities available for sale | 41,415,000 | 42,217,000 | 44,311,000 | 43,862,000 |
| Securities held to maturity | 8,341,000 | 6,938,000 | 6,132,000 | 5,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,123,000 | 66,824,000 | 67,571,000 | 67,400,000 |
| Interest-bearing deposits | 53,324,000 | 54,330,000 | 54,234,000 | 54,872,000 |
| Noninterest-bearing deposits | 11,799,000 | 12,494,000 | 13,337,000 | 12,528,000 |
| Equity capital | 15,061,000 | 15,345,000 | 15,407,000 | 14,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,235,000 | 1,852,000 | 2,479,000 |
| Interest expense | 64,000 | 129,000 | 198,000 | 266,000 |
| Net interest income | 547,000 | 1,106,000 | 1,654,000 | 2,213,000 |
| Noninterest income | 30,000 | 53,000 | 62,000 | 77,000 |
| Noninterest expense | 319,000 | 663,000 | 991,000 | 1,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 287,000 | 529,000 | 775,000 | 909,000 |
| Income tax | 51,000 | 107,000 | 156,000 | 162,000 |
| Net income | 236,000 | 422,000 | 619,000 | 747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,162,000 | 15,289,000 | 15,425,000 | 15,494,000 |
| Total capital | 15,558,000 | 15,694,000 | 15,836,000 | 15,864,000 |
| Risk-weighted assets | 31,372,000 | 32,093,000 | 32,591,000 | 33,732,000 |