Call reports 2015
LOGAN COUNTY BANK — 2015
What LOGAN COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 79,470,000 | 79,294,000 | 80,206,000 | 81,418,000 |
| Total loans | 24,069,000 | 25,088,000 | 26,351,000 | 27,229,000 |
| Allowance for loan losses | 351,000 | 444,000 | 486,000 | 721,000 |
| Securities available for sale | 40,848,000 | 40,825,000 | 41,550,000 | 39,673,000 |
| Securities held to maturity | 10,550,000 | 9,837,000 | 9,161,000 | 8,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,751,000 | 64,872,000 | 65,351,000 | 66,590,000 |
| Interest-bearing deposits | 52,153,000 | 52,283,000 | 52,001,000 | 53,740,000 |
| Noninterest-bearing deposits | 12,598,000 | 12,589,000 | 13,350,000 | 12,850,000 |
| Equity capital | 14,632,000 | 14,301,000 | 14,751,000 | 14,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,156,000 | 1,767,000 | 2,399,000 |
| Interest expense | 61,000 | 124,000 | 187,000 | 253,000 |
| Net interest income | 514,000 | 1,032,000 | 1,580,000 | 2,146,000 |
| Noninterest income | 22,000 | 42,000 | 61,000 | 84,000 |
| Noninterest expense | 302,000 | 622,000 | 946,000 | 1,299,000 |
| Provision for loan losses | 22,000 | 122,000 | 128,000 | 373,000 |
| Pretax income | 214,000 | 331,000 | 575,000 | 566,000 |
| Income tax | 39,000 | 46,000 | 106,000 | 42,000 |
| Net income | 175,000 | 285,000 | 469,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,507,000 | 14,828,000 | 14,971,000 | 14,986,000 |
| Total capital | 14,858,000 | 15,205,000 | 15,364,000 | 15,375,000 |
| Risk-weighted assets | 29,170,000 | 30,132,000 | 31,364,000 | 30,769,000 |