Call reports 2014
LOGAN COUNTY BANK — 2014
What LOGAN COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 75,486,000 | 77,189,000 | 78,051,000 | 79,869,000 |
| Total loans | 23,473,000 | 23,515,000 | 23,712,000 | 24,159,000 |
| Allowance for loan losses | 354,000 | 351,000 | 362,000 | 351,000 |
| Securities available for sale | 33,093,000 | 34,638,000 | 35,708,000 | 37,158,000 |
| Securities held to maturity | 14,723,000 | 14,032,000 | 13,156,000 | 12,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,056,000 | 63,335,000 | 64,022,000 | 65,552,000 |
| Interest-bearing deposits | 50,691,000 | 50,681,000 | 50,893,000 | 52,852,000 |
| Noninterest-bearing deposits | 11,365,000 | 12,654,000 | 13,129,000 | 12,700,000 |
| Equity capital | 13,322,000 | 13,759,000 | 13,916,000 | 14,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,205,000 | 1,812,000 | 2,382,000 |
| Interest expense | 65,000 | 127,000 | 187,000 | 253,000 |
| Net interest income | 538,000 | 1,078,000 | 1,625,000 | 2,129,000 |
| Noninterest income | 27,000 | 42,000 | 66,000 | 81,000 |
| Noninterest expense | 313,000 | 599,000 | 914,000 | 1,260,000 |
| Provision for loan losses | 11,000 | 26,000 | 38,000 | 44,000 |
| Pretax income | 243,000 | 497,000 | 741,000 | 909,000 |
| Income tax | 52,000 | 89,000 | 182,000 | 160,000 |
| Net income | 191,000 | 408,000 | 559,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,184,000 | 14,361,000 | 14,472,000 | 14,623,000 |
| Total capital | 14,535,000 | 14,712,000 | 14,831,000 | 14,974,000 |
| Risk-weighted assets | 28,100,000 | 28,336,000 | 28,721,000 | 29,640,000 |