Call reports 2012
LOGAN COUNTY BANK — 2012
What LOGAN COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,530,000 | 73,639,000 | 73,315,000 | 74,286,000 |
| Total loans | 22,988,000 | 22,878,000 | 22,532,000 | 22,384,000 |
| Allowance for loan losses | 337,000 | 335,000 | 336,000 | 337,000 |
| Securities available for sale | 20,767,000 | 23,217,000 | 24,211,000 | 25,194,000 |
| Securities held to maturity | 21,794,000 | 22,283,000 | 21,674,000 | 20,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,243,000 | 60,214,000 | 59,778,000 | 60,632,000 |
| Interest-bearing deposits | 48,706,000 | 50,351,000 | 50,344,000 | 51,099,000 |
| Noninterest-bearing deposits | 9,537,000 | 9,863,000 | 9,434,000 | 9,533,000 |
| Equity capital | 12,967,000 | 13,135,000 | 13,244,000 | 13,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,353,000 | 1,967,000 | 2,565,000 |
| Interest expense | 121,000 | 232,000 | 340,000 | 439,000 |
| Net interest income | 572,000 | 1,121,000 | 1,627,000 | 2,126,000 |
| Noninterest income | 18,000 | 48,000 | 66,000 | 89,000 |
| Noninterest expense | 264,000 | 545,000 | 842,000 | 1,120,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 38,000 |
| Pretax income | 323,000 | 614,000 | 838,000 | 1,054,000 |
| Income tax | 47,000 | 137,000 | 204,000 | 179,000 |
| Net income | 276,000 | 477,000 | 634,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,869,000 | 13,030,000 | 13,147,000 | 13,348,000 |
| Total capital | 13,206,000 | 13,365,000 | 13,482,000 | 13,685,000 |
| Risk-weighted assets | 26,985,000 | 26,894,000 | 26,792,000 | 27,355,000 |