Call reports 2009
LOGAN COUNTY BANK — 2009
What LOGAN COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 65,430,000 | 63,769,000 | 64,508,000 | 63,540,000 |
| Total loans | 20,736,000 | 20,850,000 | 21,159,000 | 21,453,000 |
| Allowance for loan losses | 312,000 | 317,000 | 318,000 | 317,000 |
| Securities available for sale | 19,938,000 | 18,783,000 | 19,248,000 | 19,003,000 |
| Securities held to maturity | 15,835,000 | 16,154,000 | 16,029,000 | 15,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,385,000 | 52,830,000 | 53,245,000 | 52,030,000 |
| Interest-bearing deposits | 43,696,000 | 44,919,000 | 44,811,000 | 44,407,000 |
| Noninterest-bearing deposits | 7,689,000 | 7,911,000 | 8,434,000 | 7,623,000 |
| Equity capital | 10,479,000 | 10,715,000 | 11,006,000 | 11,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,578,000 | 2,315,000 | 3,015,000 |
| Interest expense | 302,000 | 584,000 | 831,000 | 1,044,000 |
| Net interest income | 501,000 | 994,000 | 1,484,000 | 1,971,000 |
| Noninterest income | 21,000 | 39,000 | 58,000 | 80,000 |
| Noninterest expense | 314,000 | 614,000 | 846,000 | 1,131,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 197,000 | 408,000 | 686,000 | 901,000 |
| Income tax | 36,000 | 55,000 | 127,000 | 122,000 |
| Net income | 161,000 | 353,000 | 559,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,698,000 | 10,851,000 | 11,017,000 | 11,197,000 |
| Total capital | 11,010,000 | 11,168,000 | 11,335,000 | 11,514,000 |
| Risk-weighted assets | 26,131,000 | 25,986,000 | 26,597,000 | 26,487,000 |