Call reports 2007
LOGAN COUNTY BANK — 2007
What LOGAN COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 61,848,000 | 61,920,000 | 63,383,000 | 63,291,000 |
| Total loans | 20,684,000 | 20,961,000 | 20,561,000 | 20,428,000 |
| Allowance for loan losses | 320,000 | 318,000 | 319,000 | 317,000 |
| Securities available for sale | 13,678,000 | 12,256,000 | 15,955,000 | 19,064,000 |
| Securities held to maturity | 25,059,000 | 24,981,000 | 24,208,000 | 20,334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,827,000 | 52,090,000 | 53,258,000 | 53,069,000 |
| Interest-bearing deposits | 44,342,000 | 44,588,000 | 45,927,000 | 46,427,000 |
| Noninterest-bearing deposits | 7,485,000 | 7,502,000 | 7,331,000 | 6,642,000 |
| Equity capital | 9,789,000 | 9,669,000 | 9,834,000 | 9,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,675,000 | 2,529,000 | 3,416,000 |
| Interest expense | 413,000 | 835,000 | 1,271,000 | 1,728,000 |
| Net interest income | 420,000 | 840,000 | 1,258,000 | 1,688,000 |
| Noninterest income | 17,000 | 34,000 | 50,000 | 67,000 |
| Noninterest expense | 241,000 | 492,000 | 729,000 | 1,009,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 376,000 | 573,000 | 740,000 |
| Income tax | 34,000 | 77,000 | 102,000 | 133,000 |
| Net income | 157,000 | 299,000 | 471,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,922,000 | 10,004,000 | 10,116,000 | 10,192,000 |
| Total capital | 10,242,000 | 10,322,000 | 10,435,000 | 10,509,000 |
| Risk-weighted assets | 34,258,000 | 34,154,000 | 36,171,000 | 39,210,000 |