Call reports 2006
LOGAN COUNTY BANK — 2006
What LOGAN COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 57,084,000 | 57,541,000 | 58,739,000 | 60,105,000 |
| Total loans | 19,368,000 | 19,728,000 | 19,991,000 | 20,332,000 |
| Allowance for loan losses | 365,000 | 303,000 | 324,000 | 318,000 |
| Securities available for sale | 14,901,000 | 14,684,000 | 14,697,000 | 14,082,000 |
| Securities held to maturity | 19,304,000 | 19,968,000 | 20,135,000 | 22,738,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,607,000 | 47,093,000 | 48,557,000 | 49,767,000 |
| Interest-bearing deposits | 41,210,000 | 40,611,000 | 42,259,000 | 43,386,000 |
| Noninterest-bearing deposits | 6,397,000 | 6,482,000 | 6,298,000 | 6,381,000 |
| Equity capital | 9,339,000 | 9,288,000 | 9,548,000 | 9,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,487,000 | 2,262,000 | 3,069,000 |
| Interest expense | 292,000 | 613,000 | 969,000 | 1,368,000 |
| Net interest income | 451,000 | 874,000 | 1,293,000 | 1,701,000 |
| Noninterest income | 18,000 | 33,000 | 48,000 | 64,000 |
| Noninterest expense | 226,000 | 481,000 | 708,000 | 996,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 422,000 | 629,000 | 765,000 |
| Income tax | 43,000 | 74,000 | 154,000 | 137,000 |
| Net income | 196,000 | 348,000 | 475,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,574,000 | 9,665,000 | 9,733,000 | 9,825,000 |
| Total capital | 9,939,000 | 9,968,000 | 10,057,000 | 10,143,000 |
| Risk-weighted assets | 32,327,000 | 33,459,000 | 33,545,000 | 33,996,000 |