Call reports 2005
LOGAN COUNTY BANK — 2005
What LOGAN COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 55,960,000 | 56,596,000 | 56,622,000 | 56,694,000 |
| Total loans | 20,984,000 | 20,842,000 | 20,798,000 | 19,907,000 |
| Allowance for loan losses | 359,000 | 365,000 | 378,000 | 379,000 |
| Securities available for sale | 14,339,000 | 14,664,000 | 15,312,000 | 15,232,000 |
| Securities held to maturity | 16,793,000 | 16,600,000 | 16,768,000 | 18,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,682,000 | 47,159,000 | 47,139,000 | 47,334,000 |
| Interest-bearing deposits | 40,557,000 | 40,332,000 | 40,728,000 | 40,949,000 |
| Noninterest-bearing deposits | 6,125,000 | 6,827,000 | 6,411,000 | 6,385,000 |
| Equity capital | 9,130,000 | 9,283,000 | 9,336,000 | 9,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,409,000 | 2,128,000 | 2,828,000 |
| Interest expense | 218,000 | 449,000 | 695,000 | 964,000 |
| Net interest income | 491,000 | 960,000 | 1,433,000 | 1,864,000 |
| Noninterest income | 19,000 | 35,000 | 48,000 | 66,000 |
| Noninterest expense | 219,000 | 426,000 | 649,000 | 921,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 149,000 |
| Pretax income | 288,000 | 541,000 | 796,000 | 861,000 |
| Income tax | 61,000 | 139,000 | 205,000 | 173,000 |
| Net income | 227,000 | 402,000 | 591,000 | 688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,156,000 | 9,272,000 | 9,400,000 | 9,438,000 |
| Total capital | 9,515,000 | 9,637,000 | 9,778,000 | 9,817,000 |
| Risk-weighted assets | 31,894,000 | 32,367,000 | 32,575,000 | 32,389,000 |