Call reports 2004
LOGAN COUNTY BANK — 2004
What LOGAN COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 54,584,000 | 55,754,000 | 56,166,000 | 56,401,000 |
| Total loans | 21,017,000 | 20,847,000 | 21,319,000 | 21,076,000 |
| Allowance for loan losses | 313,000 | 342,000 | 335,000 | 354,000 |
| Securities available for sale | 12,935,000 | 14,349,000 | 15,241,000 | 14,485,000 |
| Securities held to maturity | 13,477,000 | 14,103,000 | 13,697,000 | 17,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,456,000 | 46,993,000 | 46,945,000 | 46,440,000 |
| Interest-bearing deposits | 39,441,000 | 40,655,000 | 40,653,000 | 40,468,000 |
| Noninterest-bearing deposits | 6,015,000 | 6,338,000 | 6,292,000 | 5,972,000 |
| Equity capital | 8,801,000 | 8,659,000 | 9,010,000 | 9,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,343,000 | 2,027,000 | 2,720,000 |
| Interest expense | 188,000 | 380,000 | 582,000 | 797,000 |
| Net interest income | 494,000 | 963,000 | 1,445,000 | 1,923,000 |
| Noninterest income | 19,000 | 47,000 | 65,000 | 80,000 |
| Noninterest expense | 210,000 | 448,000 | 666,000 | 925,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 35,000 |
| Pretax income | 294,000 | 541,000 | 823,000 | 1,043,000 |
| Income tax | 59,000 | 135,000 | 201,000 | 230,000 |
| Net income | 235,000 | 406,000 | 622,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,592,000 | 8,703,000 | 8,859,000 | 8,989,000 |
| Total capital | 8,905,000 | 9,045,000 | 9,194,000 | 9,343,000 |
| Risk-weighted assets | 31,231,000 | 31,195,000 | 31,479,000 | 32,335,000 |