Call reports 2003
LOGAN COUNTY BANK — 2003
What LOGAN COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 52,105,000 | 53,505,000 | 53,497,000 | 54,492,000 |
| Total loans | 21,879,000 | 21,433,000 | 21,359,000 | 21,335,000 |
| Allowance for loan losses | 238,000 | 235,000 | 237,000 | 316,000 |
| Securities available for sale | 13,940,000 | 12,717,000 | 12,266,000 | 11,703,000 |
| Securities held to maturity | 10,286,000 | 13,117,000 | 13,145,000 | 15,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,350,000 | 44,638,000 | 44,668,000 | 45,603,000 |
| Interest-bearing deposits | 38,025,000 | 38,667,000 | 39,008,000 | 39,631,000 |
| Noninterest-bearing deposits | 5,325,000 | 5,971,000 | 5,660,000 | 5,972,000 |
| Equity capital | 8,288,000 | 8,529,000 | 8,529,000 | 8,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,348,000 | 1,991,000 | 2,668,000 |
| Interest expense | 234,000 | 439,000 | 633,000 | 828,000 |
| Net interest income | 451,000 | 909,000 | 1,358,000 | 1,840,000 |
| Noninterest income | 22,000 | 38,000 | 59,000 | 78,000 |
| Noninterest expense | 197,000 | 406,000 | 628,000 | 905,000 |
| Provision for loan losses | 30,000 | 30,000 | 72,000 | 162,000 |
| Pretax income | 247,000 | 525,000 | 732,000 | 865,000 |
| Income tax | 50,000 | 140,000 | 157,000 | 201,000 |
| Net income | 197,000 | 385,000 | 575,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,130,000 | 8,258,000 | 8,388,000 | 8,417,000 |
| Total capital | 8,368,000 | 8,493,000 | 8,625,000 | 8,733,000 |
| Risk-weighted assets | 31,795,000 | 31,900,000 | 31,980,000 | 32,351,000 |