Call reports 2002
LOGAN COUNTY BANK — 2002
What LOGAN COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,438,000 | 50,916,000 | 51,561,000 | 51,559,000 |
| Total loans | 22,711,000 | 23,121,000 | 22,782,000 | 22,058,000 |
| Allowance for loan losses | 328,000 | 362,000 | 388,000 | 207,000 |
| Securities available for sale | 11,534,000 | 13,532,000 | 13,350,000 | 13,550,000 |
| Securities held to maturity | 10,913,000 | 9,607,000 | 9,684,000 | 9,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,267,000 | 42,533,000 | 42,848,000 | 43,101,000 |
| Interest-bearing deposits | 35,976,000 | 37,256,000 | 37,417,000 | 37,919,000 |
| Noninterest-bearing deposits | 5,291,000 | 5,277,000 | 5,431,000 | 5,182,000 |
| Equity capital | 7,900,000 | 8,099,000 | 8,372,000 | 8,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,499,000 | 2,219,000 | 2,907,000 |
| Interest expense | 310,000 | 600,000 | 874,000 | 1,138,000 |
| Net interest income | 451,000 | 899,000 | 1,345,000 | 1,769,000 |
| Noninterest income | 29,000 | 45,000 | 65,000 | 108,000 |
| Noninterest expense | 201,000 | 408,000 | 611,000 | 820,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 612,000 |
| Pretax income | 257,000 | 485,000 | 722,000 | 448,000 |
| Income tax | 50,000 | 119,000 | 139,000 | 16,000 |
| Net income | 207,000 | 366,000 | 583,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,948,000 | 8,047,000 | 8,204,000 | 7,993,000 |
| Total capital | 8,276,000 | 8,409,000 | 8,592,000 | 8,200,000 |
| Risk-weighted assets | 30,118,000 | 31,925,000 | 32,062,000 | 30,604,000 |