Call reports 2006
SOLUTIONSBANK — 2006
What SOLUTIONSBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 247,652,000 | 256,426,000 | 270,003,000 | 275,836,000 |
| Total loans | 204,063,000 | 222,791,000 | 220,796,000 | 228,487,000 |
| Allowance for loan losses | 2,309,000 | 2,596,000 | 2,883,000 | 3,191,000 |
| Securities available for sale | 14,735,000 | 18,190,000 | 25,414,000 | 13,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,973,000 | 203,620,000 | 216,785,000 | 223,730,000 |
| Interest-bearing deposits | 169,307,000 | 182,709,000 | 196,167,000 | 203,000,000 |
| Noninterest-bearing deposits | 22,666,000 | 20,911,000 | 20,618,000 | 20,730,000 |
| Equity capital | 22,218,000 | 23,218,000 | 23,995,000 | 24,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,331,000 | 9,002,000 | 14,023,000 | 19,777,000 |
| Interest expense | 1,665,000 | 3,493,000 | 5,626,000 | 8,008,000 |
| Net interest income | 2,666,000 | 5,509,000 | 8,397,000 | 11,769,000 |
| Noninterest income | 226,000 | 542,000 | 570,000 | 1,191,000 |
| Noninterest expense | 1,686,000 | 3,603,000 | 5,146,000 | 7,274,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,380,000 |
| Pretax income | 860,000 | 1,832,000 | 2,935,000 | 4,230,000 |
| Income tax | 329,000 | 705,000 | 1,137,000 | 1,638,000 |
| Net income | 531,000 | 1,127,000 | 1,798,000 | 2,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,089,000 | 20,216,000 | 20,918,000 | 21,493,000 |
| Total capital | 21,398,000 | 22,812,000 | 23,735,000 | 24,428,000 |
| Risk-weighted assets | 207,002,000 | 223,411,000 | 225,309,000 | 234,547,000 |