Call reports 2025
FIRST NORTHERN BANK OF WYOMING — 2025
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 847,398,000 | 849,528,000 | 868,015,000 | 894,234,000 |
| Total loans | 500,778,000 | 530,921,000 | 535,802,000 | 564,861,000 |
| Allowance for loan losses | 5,551,000 | 5,854,000 | 5,915,000 | 6,457,000 |
| Securities available for sale | 270,576,000 | 268,517,000 | 273,330,000 | 270,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 764,538,000 | 762,827,000 | 771,079,000 | 820,896,000 |
| Interest-bearing deposits | 624,110,000 | 617,401,000 | 623,077,000 | 662,881,000 |
| Noninterest-bearing deposits | 140,428,000 | 145,426,000 | 148,002,000 | 158,015,000 |
| Equity capital | 60,113,000 | 62,596,000 | 68,374,000 | 69,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,050,000 | 24,261,000 | 36,973,000 | 50,137,000 |
| Interest expense | 4,293,000 | 8,458,000 | 12,735,000 | 16,967,000 |
| Net interest income | 7,757,000 | 15,803,000 | 24,238,000 | 33,170,000 |
| Noninterest income | 1,800,000 | 3,561,000 | 5,434,000 | 7,289,000 |
| Noninterest expense | 7,114,000 | 13,873,000 | 21,381,000 | 29,308,000 |
| Provision for loan losses | 217,000 | 552,000 | 633,000 | 1,201,000 |
| Pretax income | 2,040,000 | 4,753,000 | 7,472,000 | 9,764,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,040,000 | 4,753,000 | 7,472,000 | 9,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,608,000 | 70,387,000 | 72,171,000 | 73,226,000 |
| Total capital | 74,480,000 | 76,563,000 | 78,408,000 | 80,004,000 |
| Risk-weighted assets | 542,968,000 | 573,491,000 | 583,424,000 | 607,062,000 |