Call reports 2024
FIRST NORTHERN BANK OF WYOMING — 2024
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 784,145,000 | 798,613,000 | 845,529,000 | 857,808,000 |
| Total loans | 477,659,000 | 496,073,000 | 496,932,000 | 492,482,000 |
| Allowance for loan losses | 5,621,000 | 5,513,000 | 5,576,000 | 5,329,000 |
| Securities available for sale | 252,063,000 | 254,162,000 | 261,097,000 | 267,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 718,899,000 | 705,900,000 | 759,571,000 | 778,484,000 |
| Interest-bearing deposits | 583,725,000 | 572,603,000 | 611,258,000 | 623,431,000 |
| Noninterest-bearing deposits | 135,174,000 | 133,297,000 | 148,313,000 | 155,053,000 |
| Equity capital | 52,719,000 | 54,278,000 | 62,169,000 | 55,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,798,000 | 22,088,000 | 33,776,000 | 46,219,000 |
| Interest expense | 3,832,000 | 8,111,000 | 12,582,000 | 17,099,000 |
| Net interest income | 6,966,000 | 13,977,000 | 21,194,000 | 29,120,000 |
| Noninterest income | 1,496,000 | 3,434,000 | 5,279,000 | 7,057,000 |
| Noninterest expense | 6,538,000 | 13,072,000 | 19,823,000 | 26,786,000 |
| Provision for loan losses | 298,000 | 298,000 | 465,000 | 615,000 |
| Pretax income | 1,364,000 | 3,779,000 | 5,923,000 | 8,514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,364,000 | 3,779,000 | 5,923,000 | 8,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,359,000 | 65,009,000 | 66,297,000 | 67,500,000 |
| Total capital | 69,301,000 | 70,844,000 | 72,194,000 | 73,150,000 |
| Risk-weighted assets | 517,222,000 | 537,203,000 | 538,693,000 | 539,183,000 |