Call reports 2023
FIRST NORTHERN BANK OF WYOMING — 2023
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 737,955,000 | 732,851,000 | 746,781,000 | 769,317,000 |
| Total loans | 404,179,000 | 420,636,000 | 439,990,000 | 460,695,000 |
| Allowance for loan losses | 4,839,000 | 4,976,000 | 4,953,000 | 5,397,000 |
| Securities available for sale | 279,542,000 | 271,292,000 | 255,855,000 | 254,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,338,000 | 663,194,000 | 688,724,000 | 713,997,000 |
| Interest-bearing deposits | 546,960,000 | 536,819,000 | 548,794,000 | 569,079,000 |
| Noninterest-bearing deposits | 125,378,000 | 126,375,000 | 139,930,000 | 144,918,000 |
| Equity capital | 51,885,000 | 47,165,000 | 43,181,000 | 53,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,473,000 | 17,255,000 | 26,601,000 | 37,623,000 |
| Interest expense | 2,191,000 | 5,211,000 | 8,557,000 | 12,079,000 |
| Net interest income | 6,282,000 | 12,044,000 | 18,044,000 | 25,544,000 |
| Noninterest income | 1,323,000 | 2,925,000 | 4,569,000 | 6,146,000 |
| Noninterest expense | 5,836,000 | 12,072,000 | 17,926,000 | 24,242,000 |
| Provision for loan losses | 0 | 153,000 | 447,000 | 934,000 |
| Pretax income | 1,769,000 | 2,744,000 | 4,240,000 | 5,092,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,769,000 | 2,744,000 | 4,240,000 | 5,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,688,000 | 60,815,000 | 62,061,000 | 62,762,000 |
| Total capital | 66,567,000 | 65,831,000 | 67,054,000 | 68,480,000 |
| Risk-weighted assets | 455,246,000 | 465,713,000 | 476,361,000 | 497,938,000 |