Call reports 2022
FIRST NORTHERN BANK OF WYOMING — 2022
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 586,996,000 | 574,192,000 | 579,556,000 | 572,305,000 |
| Total loans | 318,132,000 | 330,154,000 | 344,487,000 | 355,940,000 |
| Allowance for loan losses | 6,325,000 | 6,376,000 | 5,609,000 | 4,849,000 |
| Securities available for sale | 160,699,000 | 182,958,000 | 183,001,000 | 182,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,412,000 | 541,698,000 | 551,162,000 | 541,395,000 |
| Interest-bearing deposits | 440,547,000 | 435,977,000 | 436,787,000 | 435,689,000 |
| Noninterest-bearing deposits | 103,865,000 | 105,721,000 | 114,375,000 | 105,706,000 |
| Equity capital | 36,089,000 | 30,757,000 | 26,464,000 | 29,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,967,000 | 10,248,000 | 16,286,000 | 22,579,000 |
| Interest expense | 347,000 | 785,000 | 1,574,000 | 2,761,000 |
| Net interest income | 4,620,000 | 9,463,000 | 14,712,000 | 19,818,000 |
| Noninterest income | 1,667,000 | 3,461,000 | 5,147,000 | 7,029,000 |
| Noninterest expense | 4,617,000 | 9,158,000 | 13,711,000 | 18,923,000 |
| Provision for loan losses | 60,000 | 60,000 | -690,000 | -1,440,000 |
| Pretax income | 1,601,000 | 3,697,000 | 6,830,000 | 9,356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,601,000 | 3,697,000 | 6,830,000 | 9,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,194,000 | 44,567,000 | 46,580,000 | 47,930,000 |
| Total capital | 47,454,000 | 49,089,000 | 50,669,000 | 52,800,000 |
| Risk-weighted assets | 338,683,000 | 359,904,000 | 325,585,000 | 389,600,000 |