Call reports 2021
FIRST NORTHERN BANK OF WYOMING — 2021
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 515,995,000 | 527,452,000 | 549,984,000 | 569,100,000 |
| Total loans | 310,600,000 | 325,153,000 | 325,676,000 | 317,680,000 |
| Allowance for loan losses | 6,450,000 | 6,283,000 | 6,305,000 | 6,330,000 |
| Securities available for sale | 109,486,000 | 129,081,000 | 139,967,000 | 155,382,000 |
| Securities held to maturity | 500,000 | 1,250,000 | 1,750,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,666,000 | 468,102,000 | 488,286,000 | 509,725,000 |
| Interest-bearing deposits | 372,640,000 | 374,672,000 | 387,747,000 | 410,441,000 |
| Noninterest-bearing deposits | 85,026,000 | 93,430,000 | 100,539,000 | 99,284,000 |
| Equity capital | 39,671,000 | 42,363,000 | 44,396,000 | 43,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,293,000 | 9,788,000 | 15,546,000 | 20,863,000 |
| Interest expense | 603,000 | 1,168,000 | 1,700,000 | 2,197,000 |
| Net interest income | 3,690,000 | 8,620,000 | 13,846,000 | 18,666,000 |
| Noninterest income | 2,672,000 | 4,907,000 | 7,094,000 | 9,153,000 |
| Noninterest expense | 4,301,000 | 8,475,000 | 12,671,000 | 17,870,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 1,931,000 | 4,922,000 | 8,139,000 | 9,819,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,931,000 | 4,922,000 | 8,139,000 | 9,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,025,000 | 40,289,000 | 42,491,000 | 42,332,000 |
| Total capital | 41,985,000 | 44,300,000 | 46,896,000 | 46,594,000 |
| Risk-weighted assets | 314,263,000 | 318,453,000 | 350,575,000 | 338,877,000 |