Call reports 2020
FIRST NORTHERN BANK OF WYOMING — 2020
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 390,874,000 | 472,215,000 | 488,033,000 | 493,102,000 |
| Total loans | 274,743,000 | 310,234,000 | 307,995,000 | 295,459,000 |
| Allowance for loan losses | 4,929,000 | 5,396,000 | 5,866,000 | 6,505,000 |
| Securities available for sale | 79,587,000 | 80,749,000 | 87,973,000 | 100,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,443,000 | 416,563,000 | 430,478,000 | 436,318,000 |
| Interest-bearing deposits | 303,543,000 | 345,043,000 | 350,365,000 | 358,416,000 |
| Noninterest-bearing deposits | 50,900,000 | 71,520,000 | 80,113,000 | 77,902,000 |
| Equity capital | 33,965,000 | 38,830,000 | 40,250,000 | 40,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,685,000 | 9,778,000 | 15,120,000 | 19,729,000 |
| Interest expense | 916,000 | 1,810,000 | 2,632,000 | 3,316,000 |
| Net interest income | 3,769,000 | 7,968,000 | 12,488,000 | 16,413,000 |
| Noninterest income | 1,190,000 | 3,119,000 | 5,465,000 | 8,134,000 |
| Noninterest expense | 3,434,000 | 7,386,000 | 11,270,000 | 15,917,000 |
| Provision for loan losses | 146,000 | 671,000 | 1,232,000 | 1,910,000 |
| Pretax income | 1,407,000 | 3,079,000 | 5,501,000 | 6,733,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,407,000 | 3,079,000 | 5,501,000 | 6,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,773,000 | 35,812,000 | 37,102,000 | 37,304,000 |
| Total capital | 38,685,000 | 39,661,000 | 40,858,000 | 40,938,000 |
| Risk-weighted assets | 311,973,000 | 306,349,000 | 298,348,000 | 287,822,000 |