Call reports 2019
FIRST NORTHERN BANK OF WYOMING — 2019
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 349,973,000 | 366,675,000 | 370,865,000 | 379,846,000 |
| Total loans | 256,232,000 | 269,132,000 | 267,320,000 | 260,666,000 |
| Allowance for loan losses | 4,470,000 | 4,737,000 | 4,937,000 | 4,795,000 |
| Securities available for sale | 71,659,000 | 71,362,000 | 73,163,000 | 74,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,505,000 | 323,764,000 | 333,363,000 | 342,430,000 |
| Interest-bearing deposits | 263,345,000 | 274,145,000 | 276,888,000 | 288,353,000 |
| Noninterest-bearing deposits | 50,160,000 | 49,619,000 | 56,475,000 | 54,077,000 |
| Equity capital | 30,804,000 | 32,768,000 | 34,338,000 | 35,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,200,000 | 8,826,000 | 13,537,000 | 17,994,000 |
| Interest expense | 784,000 | 1,731,000 | 2,612,000 | 3,514,000 |
| Net interest income | 3,416,000 | 7,095,000 | 10,925,000 | 14,480,000 |
| Noninterest income | 836,000 | 1,912,000 | 3,169,000 | 4,848,000 |
| Noninterest expense | 3,072,000 | 6,398,000 | 9,727,000 | 13,701,000 |
| Provision for loan losses | 240,000 | 498,000 | 759,000 | 793,000 |
| Pretax income | 780,000 | 1,868,000 | 3,365,000 | 4,591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 780,000 | 1,868,000 | 3,365,000 | 4,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,877,000 | 31,964,000 | 33,189,000 | 34,317,000 |
| Total capital | 34,123,000 | 35,376,000 | 36,533,000 | 37,613,000 |
| Risk-weighted assets | 258,448,000 | 271,594,000 | 265,925,000 | 262,115,000 |