Call reports 2018
FIRST NORTHERN BANK OF WYOMING — 2018
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 318,610,000 | 336,874,000 | 347,739,000 | 340,435,000 |
| Total loans | 219,401,000 | 232,038,000 | 248,212,000 | 245,487,000 |
| Allowance for loan losses | 3,872,000 | 4,142,000 | 4,404,000 | 4,328,000 |
| Securities available for sale | 74,802,000 | 73,932,000 | 72,591,000 | 70,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,075,000 | 280,914,000 | 291,299,000 | 309,080,000 |
| Interest-bearing deposits | 230,806,000 | 236,068,000 | 241,601,000 | 256,226,000 |
| Noninterest-bearing deposits | 42,269,000 | 44,846,000 | 49,698,000 | 52,854,000 |
| Equity capital | 27,639,000 | 27,702,000 | 27,871,000 | 29,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,792,000 | 7,506,000 | 11,746,000 | 15,878,000 |
| Interest expense | 384,000 | 965,000 | 1,682,000 | 2,375,000 |
| Net interest income | 3,408,000 | 6,541,000 | 10,064,000 | 13,503,000 |
| Noninterest income | 719,000 | 1,781,000 | 2,564,000 | 4,378,000 |
| Noninterest expense | 2,871,000 | 5,896,000 | 8,872,000 | 12,162,000 |
| Provision for loan losses | 192,000 | 448,000 | 769,000 | 1,152,000 |
| Pretax income | 1,058,000 | 1,971,000 | 2,948,000 | 4,528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,058,000 | 1,971,000 | 2,948,000 | 4,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,958,000 | 29,324,000 | 29,753,000 | 30,365,000 |
| Total capital | 31,771,000 | 32,316,000 | 32,953,000 | 33,522,000 |
| Risk-weighted assets | 224,051,000 | 238,192,000 | 254,820,000 | 251,426,000 |