Call reports 2017
FIRST NORTHERN BANK OF WYOMING — 2017
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 291,238,000 | 298,564,000 | 303,594,000 | 310,308,000 |
| Total loans | 206,707,000 | 212,470,000 | 211,090,000 | 213,420,000 |
| Allowance for loan losses | 3,657,000 | 3,782,000 | 3,945,000 | 3,750,000 |
| Securities available for sale | 67,345,000 | 67,486,000 | 66,635,000 | 69,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,743,000 | 253,069,000 | 261,845,000 | 275,286,000 |
| Interest-bearing deposits | 209,428,000 | 212,211,000 | 214,842,000 | 227,235,000 |
| Noninterest-bearing deposits | 39,315,000 | 40,858,000 | 47,003,000 | 48,051,000 |
| Equity capital | 27,118,000 | 28,068,000 | 28,528,000 | 27,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,276,000 | 6,776,000 | 10,411,000 | 14,028,000 |
| Interest expense | 281,000 | 623,000 | 955,000 | 1,329,000 |
| Net interest income | 2,995,000 | 6,153,000 | 9,456,000 | 12,699,000 |
| Noninterest income | 610,000 | 1,391,000 | 2,157,000 | 2,889,000 |
| Noninterest expense | 2,805,000 | 5,644,000 | 8,464,000 | 11,498,000 |
| Provision for loan losses | 89,000 | 236,000 | 417,000 | 600,000 |
| Pretax income | 706,000 | 1,658,000 | 2,708,000 | 3,399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 706,000 | 1,658,000 | 2,708,000 | 3,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,441,000 | 28,002,000 | 28,604,000 | 28,448,000 |
| Total capital | 30,124,000 | 30,697,000 | 31,358,000 | 31,202,000 |
| Risk-weighted assets | 213,671,000 | 214,468,000 | 219,096,000 | 219,273,000 |