Call reports 2016
FIRST NORTHERN BANK OF WYOMING — 2016
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 278,308,000 | 288,602,000 | 288,325,000 | 283,514,000 |
| Total loans | 187,203,000 | 196,654,000 | 197,894,000 | 199,194,000 |
| Allowance for loan losses | 3,187,000 | 3,238,000 | 2,958,000 | 3,663,000 |
| Securities available for sale | 71,016,000 | 67,457,000 | 69,416,000 | 67,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,912,000 | 248,024,000 | 247,192,000 | 247,172,000 |
| Interest-bearing deposits | 205,986,000 | 212,466,000 | 208,855,000 | 210,104,000 |
| Noninterest-bearing deposits | 38,926,000 | 35,558,000 | 38,337,000 | 37,068,000 |
| Equity capital | 27,329,000 | 27,858,000 | 28,216,000 | 26,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,260,000 | 6,573,000 | 9,950,000 | 13,289,000 |
| Interest expense | 229,000 | 492,000 | 773,000 | 1,051,000 |
| Net interest income | 3,031,000 | 6,081,000 | 9,177,000 | 12,238,000 |
| Noninterest income | 609,000 | 1,258,000 | 1,901,000 | 2,563,000 |
| Noninterest expense | 2,554,000 | 5,287,000 | 7,772,000 | 10,493,000 |
| Provision for loan losses | 68,000 | 159,000 | 509,000 | 1,274,000 |
| Pretax income | 1,018,000 | 1,893,000 | 2,797,000 | 3,034,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,018,000 | 1,893,000 | 2,797,000 | 3,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,366,000 | 26,780,000 | 27,259,000 | 27,129,000 |
| Total capital | 28,827,000 | 29,335,000 | 29,875,000 | 29,692,000 |
| Risk-weighted assets | 196,109,000 | 203,668,000 | 208,946,000 | 203,932,000 |