Call reports 2015
FIRST NORTHERN BANK OF WYOMING — 2015
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 279,219,000 | 274,133,000 | 283,069,000 | 281,901,000 |
| Total loans | 185,137,000 | 178,473,000 | 180,153,000 | 179,154,000 |
| Allowance for loan losses | 2,936,000 | 2,943,000 | 3,069,000 | 3,179,000 |
| Securities available for sale | 74,205,000 | 68,960,000 | 69,507,000 | 72,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,710,000 | 237,044,000 | 244,950,000 | 254,594,000 |
| Interest-bearing deposits | 201,976,000 | 202,513,000 | 206,031,000 | 212,883,000 |
| Noninterest-bearing deposits | 37,734,000 | 34,531,000 | 38,919,000 | 41,711,000 |
| Equity capital | 25,803,000 | 25,805,000 | 27,080,000 | 26,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,218,000 | 6,399,000 | 9,978,000 | 13,305,000 |
| Interest expense | 236,000 | 475,000 | 714,000 | 964,000 |
| Net interest income | 2,982,000 | 5,924,000 | 9,264,000 | 12,341,000 |
| Noninterest income | 670,000 | 1,413,000 | 2,140,000 | 2,825,000 |
| Noninterest expense | 2,245,000 | 4,586,000 | 6,982,000 | 9,718,000 |
| Provision for loan losses | 137,000 | 263,000 | 397,000 | 508,000 |
| Pretax income | 1,245,000 | 2,464,000 | 4,001,000 | 4,916,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,245,000 | 2,464,000 | 4,001,000 | 4,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,587,000 | 25,193,000 | 26,118,000 | 26,020,000 |
| Total capital | 26,873,000 | 27,529,000 | 28,522,000 | 28,411,000 |
| Risk-weighted assets | 179,089,000 | 186,280,000 | 191,755,000 | 190,590,000 |