Call reports 2014
FIRST NORTHERN BANK OF WYOMING — 2014
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 241,342,000 | 258,017,000 | 269,008,000 | 275,025,000 |
| Total loans | 143,637,000 | 155,988,000 | 163,255,000 | 170,334,000 |
| Allowance for loan losses | 2,780,000 | 2,755,000 | 2,757,000 | 2,799,000 |
| Securities available for sale | 84,116,000 | 78,332,000 | 78,968,000 | 83,908,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,659,000 | 228,832,000 | 244,032,000 | 248,545,000 |
| Interest-bearing deposits | 186,588,000 | 195,863,000 | 202,708,000 | 207,108,000 |
| Noninterest-bearing deposits | 32,071,000 | 32,969,000 | 41,324,000 | 41,437,000 |
| Equity capital | 21,666,000 | 23,228,000 | 23,841,000 | 24,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,805,000 | 5,702,000 | 8,693,000 | 11,731,000 |
| Interest expense | 240,000 | 474,000 | 714,000 | 950,000 |
| Net interest income | 2,565,000 | 5,228,000 | 7,979,000 | 10,781,000 |
| Noninterest income | 336,000 | 656,000 | 1,099,000 | 1,713,000 |
| Noninterest expense | 2,008,000 | 4,035,000 | 6,168,000 | 8,607,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 869,000 | 1,798,000 | 2,859,000 | 3,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 869,000 | 1,798,000 | 2,859,000 | 3,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,585,000 | 23,129,000 | 23,806,000 | 23,832,000 |
| Total capital | 24,534,000 | 25,344,000 | 26,257,000 | 26,146,000 |
| Risk-weighted assets | 162,338,000 | 181,948,000 | 200,574,000 | 184,691,000 |