Call reports 2013
FIRST NORTHERN BANK OF WYOMING — 2013
What FIRST NORTHERN BANK OF WYOMING reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 229,711,000 | 231,702,000 | 237,492,000 | 245,421,000 |
| Total loans | 134,906,000 | 137,481,000 | 138,718,000 | 140,099,000 |
| Allowance for loan losses | 2,818,000 | 2,814,000 | 2,775,000 | 2,795,000 |
| Securities available for sale | 78,778,000 | 69,432,000 | 67,045,000 | 81,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,416,000 | 208,929,000 | 216,109,000 | 224,559,000 |
| Interest-bearing deposits | 176,216,000 | 177,037,000 | 183,788,000 | 190,457,000 |
| Noninterest-bearing deposits | 31,200,000 | 31,892,000 | 32,321,000 | 34,102,000 |
| Equity capital | 21,502,000 | 21,311,000 | 20,249,000 | 20,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,822,000 | 5,277,000 | 7,927,000 | 10,569,000 |
| Interest expense | 275,000 | 544,000 | 800,000 | 1,112,000 |
| Net interest income | 2,547,000 | 4,733,000 | 7,127,000 | 9,457,000 |
| Noninterest income | 192,000 | 879,000 | 1,218,000 | 1,625,000 |
| Noninterest expense | 1,822,000 | 3,770,000 | 5,669,000 | 7,872,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 771,000 | 1,634,000 | 2,453,000 | 2,988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 771,000 | 1,634,000 | 2,453,000 | 2,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,059,000 | 21,357,000 | 21,725,000 | 22,102,000 |
| Total capital | 22,196,000 | 23,324,000 | 23,626,000 | 24,121,000 |
| Risk-weighted assets | 170,280,000 | 156,512,000 | 151,253,000 | 160,753,000 |